Insurance Claim Appraisal Dallas
FREE CONSULTATION
Your Trusted Partner in Insurance Claim Appraisals
The Insurance Claim Appraisal Process
We are the experts in establishing an accurate value of your damage and amount of loss.
What is “Appraisal” anyway?
The term ‘appraisal’ means to establish a value of something – in your case, the fair market, replacement value of your loss. It’s not that different than a woman who wants to have a diamond ring appraised. She doesn’t go to the department store to get an appraisal; she goes to an expert jeweler.
Likewise, with the fellows, if you have a mid-sixties muscle car, you’d like appraised, you don’t go to a car dealership. You go to an expert on classic cars.
What are my next steps?
Once the client has made a supplemental claim and requested a re-inspection, what are they going to do if the re-inspecting adjuster simply refuses to negotiate a fair and equitable settlement or even refuses to come back out?
Since it’s now illegal in 47 states for your contractor to negotiate an agreed price between the client and their carrier on a claim, most consumers become frustrated and aren’t sure what to do. They basically have five options:
five options
Appraisal Process Insurance Claim
Pay Out of Pocket
Consumers pay out-of-pocket due to fear, insurance refusal, bypassing insurer challenges.
Use a Cheaper Contractor
Consumers hire subpar contractors, agreeing to insurer's incomplete terms, fearing challenges.
Litigate
Litigation can be effective but costly, time-consuming; court delays resolution, appraisal purpose.
Hire a
Public Adjuster
Hiring PAs can be effective but costly; they deal with uncooperative departments, limitations.
Hire Us!
Hiring us is the optimal choice, bypassing uncooperative claims departments effectively.
Why I Need My Own Certified Public Insurance Adjuster
Why Appraisal Works When Negotiation Does Not
Circumvention
We bypass obstructionists, ensuring fair settlements. Carrier's input ends after appraiser selection, guaranteeing unbiased outcomes and resolution without interference.
Independence
Independent appraisers ensure unbiased decisions. Freed from external influence, claim outcomes are no longer controlled by insurance department.
Reasonable Cost
Typical storm loss appraisal costs range $1,000 to $3,000, adjusted for appraiser's reasonableness. Umpire invoked for fairness, potential additional cost.
Time!
Typical residential storm appraisals last 2-4 months; larger cases, longer. Beware carriers' delay tactics. Umpire crucial, adds time for fairness.
STEP BY STEP
The Appraisal Process
Carrier Challenge
Insurance disputes or excludes essential items from your claim.
